Homeowners Insurance Lafayette Louisiana
Shopping for Homeowners Insurance in Lafayette Louisiana?
When you’re looking for car or homeowners insurance in Lafayette Louisiana and the surrounding areas you have found the right agency!
The Jeff Davis Insurance Agency offers the most competitive rates for car and home insurance in Lafayette Louisiana.
Click on Lafayette Louisiana home insurance for an instant quote or call us at 337-824-4455 during normal business hours to speak with a team member.
Points to Keep in Mind When Shopping for Homeowners Insurance in Lafayette Louisiana.
Because home insurance policies are not identical it’s important to compare your coverage very carefully, please note the following points:
- Review the insuring agreement paying attention to the exclusions of coverage.
- Do you need special endorsements to include coverage for jewelry, firearms, antique furniture or other fine arts?
- Do you have replacement cost coverage on your contents or only actual cash value?
- Is the coverage quoted sufficient to rebuild your home if you were totally destroyed?
- Examine whether or not your Hurricane deductibles are the same.
We provide clients of our agency a powerful homeowners coverage checklist to help minimize gaps in your insurance protection.
This is How Our Coverage Checklist Can Help You.
Our JDI Coverage Checklist helps our agency to uncover common coverage gaps policyholders may have in their insurance plans.
Why is our Coverage Checklist a vitally important service?
A coverage gap could lead to a policyholder needing to pay thousands or even tens of thousands of dollars out-of-pocket.
Claim Example:
A policyholder insured with a different agency owned a two-person painting contracting company. He and his family were gone over the weekend when he discovered on his return that someone had broken into his garage where he stored all of his painting equipment.
Over $10,000 worth of business equipment was stolen. He files a police report in then calls his insurance company to submit a claim under his homeowner’s insurance policy.
Within a few days after taking a statement the policyholder was informed by the claims adjuster that the maximum amount they would be paying for the claim would be $1000 for his $10,000 loss.
The reason why he was only reimbursed $1000 is due to a limitation of coverage for business property on his homeowner’s insurance policy.
If this particular policyholder had been insured with our agency he would have received a copy of our JDI Coverage Checklist that would have alerted him to this limitation of coverage.
When Shopping for Homeowners Insurance in Lafayette Louisiana Choose Jeff Davis Insurance.
Each policyholder who allows our agency to care for their insurance needs will receive free of cost a copy of our Home Insurance Coverage Checklist. (Also available is our Car Insurance Checklist if we also insure your car insurance.)
Call us today at 337-824-4455 or click on Home Insurance Lafayette Louisiana for rate quotes from top-rated companies.
We also offer competitive rates on homeowners insurance in the following communities:
- Homeowners Insurance Crowley Louisiana
- Homeowners Insurance Jennings
- Home Insurance Lake Charles La
- Homeowners Insurance Dequincy
- Home Insurance Deridder La
- Home Insurance Oakdale
- Homeowners Insurance Kinder
- Property Insurance Eunice
- Homeowners insurance Rayne Louisiana